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Renting a home that was foreclosed in Alaska: your rights

If you rent in Alaska and your landlord's home is being foreclosed, federal law gives most renters at least 90 days' written notice after the sale, and a lease signed before the sale can often run to its end. Alaska law adds that the trustee must mail the notice of default to people living in the home, and that a new owner must give a written notice to quit and go to court to remove you. You still owe rent under your lease, so ask in writing where to pay and keep receipts.

Reviewed against Alaska law and official sources on October 11, 2026. General information, not legal advice.

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Your rights as a renter in Alaska, in order

  1. You should get the notice of default

    Within 10 days after it is recorded

    In an Alaska trustee's sale, the trustee must mail or hand deliver the notice of default to anyone actually living in the property, not only to the owner. If you get one, contact your landlord and legal aid, and read it for the sale date.

    AS 34.20.070(c)(3)

  2. Federal 90-day floor

    At least 90 days after written notice

    Under the Protecting Tenants at Foreclosure Act, a bona fide tenant must get written notice at least 90 days before the move-out date. A lease signed before the foreclosure usually runs to its end unless the buyer will live in the home, and that buyer must still give 90 days. See [tenant notice after foreclosure](/notices/tenant-notice-after-foreclosure/).

    Pub. L. 111-22 § 702 (12 U.S.C. § 5220 note); Pub. L. 115-174 § 304

  3. Who counts, and Section 8

    Checked when title passes

    A bona fide tenant is not the former owner or the owner's child, spouse or parent, rented in an arm's length deal, and pays rent not far below market unless a subsidy lowers it. If you have a Section 8 voucher, the new owner takes over your lease and housing contract and can end it early only if it will live there and gives 90 days' notice.

    Pub. L. 111-22 § 702; 42 U.S.C. § 1437f(o)(7)

  4. Ask who your new landlord is

    As soon as ownership changes

    Alaska requires a landlord to give tenants the name and address of the manager and an owner or agent for notices, and that duty carries over to any successor owner or manager. Ask in writing for this and for where to pay rent. Keep paying as your lease requires and keep proof of every payment.

    AS 34.03.080

  5. Your security deposit

    Refund due 14 or 30 days after you move out

    Whoever holds the landlord's interest when your tenancy ends is bound by Alaska's deposit rules. The refund and an itemized list are due within 14 days after you move out with proper notice, or 30 days if damages are deducted or notice was not given. A willful failure can let you recover up to twice the amount withheld.

    AS 34.03.070(d), (f), (g)

  6. No lockouts or utility shutoffs

    Any time

    If a landlord removes you or willfully cuts electric, gas, water, sanitary or other essential service, you can recover possession or end the lease and recover up to one and a half times your actual damages. If your landlord stopped paying a utility, call the utility about keeping service.

    AS 34.03.210

  7. Notice to quit and a court case

    Before any eviction

    A person who wants to recover possession must first give a written notice to quit, delivered to you, left at the home or sent by registered or certified mail, in most cases. Then it must file an eviction case, called forcible entry and detainer, and win. A month to month tenancy needs at least 30 days' written notice under state law, and the federal 90 days still applies to bona fide tenants.

    AS 09.45.100; AS 34.03.290(b), (c)

Common questions in Alaska

I rent in Alaska and got a notice of default addressed to occupants. Am I being evicted?

No. A notice of default starts the trustee's sale process against the owner, and Alaska requires it to be sent to people living in the home. It is not an eviction. Keep paying rent as your lease says, keep receipts, and call Alaska Legal Services Corporation.

Who gives back my deposit after an Alaska foreclosure sale?

Alaska law says the holder of the landlord's interest when your tenancy ends is bound by the deposit rules. Ask the new owner in writing and give a forwarding address when you leave. If you do not get it, legal aid can tell you your options.

Can the new owner in Alaska just change my locks?

Alaska law penalizes a landlord who unlawfully removes a tenant or cuts essential services. The new owner should give a written notice to quit and file a forcible entry and detainer case. Call legal aid right away if you are locked out.

Step by step

More on foreclosure in Alaska

Understand the process

What is happening and how much time there is.

Weigh your options

What can stop it, and what happens if it goes ahead.

Get help now

Who to call, and what to do when a sale is scheduled.

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Sources for this page

  1. Alaska Stat. 34.08.470, Lien for assessments
  2. Alaska Stat. 34.08.010 to 34.08.040, Applicability of the Common Interest Ownership Act
  3. Alaska Stat. 34.08.320, Powers of unit owners' association
  4. Alaska Stat. 34.35.005, Action for foreclosure of liens
  5. Alaska Stat. chapter 34.07, Horizontal Property Regimes Act
  6. Alaska Stat. 34.03.070, Security deposits and prepaid rent
  7. Alaska Stat. 34.03.080, Disclosure
  8. Alaska Stat. 34.03.210, Unlawful ouster or diminution of service
  9. Alaska Stat. 34.03.290, Periodic tenancy and holdover
  10. Alaska Stat. 09.45.100, Notice to quit
  11. Alaska Statutes §§ 34.20.070 to 34.20.135 (deed of trust foreclosure), Alaska Legislature
  12. Alaska Statutes § 09.35.140 (notice of sale), Alaska Legislature
  13. Alaska Statutes §§ 09.35.250, 09.35.260 (redemption), Alaska Legislature
  14. Alaska Statutes §§ 09.45.170 to 09.45.220 (judicial foreclosure), Alaska Legislature
  15. Alaska Housing Relief: For Homeowners (program status)
  16. Alaska Housing Relief: Legal Rights and Aid
  17. U.S. Treasury: Homeowner Assistance Fund (program ended September 30, 2026)
  18. CFPB: 12 C.F.R. § 1024.41 Loss mitigation procedures
  19. Alaska Department of Law: Mortgages, Loans and Credit