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Alaska · What this letter means

Alaska foreclosure letters and notices

The papers Alaska homeowners receive, in the order they usually arrive. Each page uses the name on the Alaska document, explains the deadline it starts under Alaska law, and lists what to do this week.

  1. Step 1

    Notice of Default

    In Alaska, the trustee records a notice of default that does two jobs at once: it says you are in default and it sets the date, time and place of the sale, at least 90 days away. You can stop the sale any time before that date by paying only what is past due plus actual fees and costs. Most Alaska foreclosures have no court case, so this notice is the main paper you will get.

    What it means
  2. Step 2

    Notice to quit and forcible entry and detainer (FED) summons after a trustee's sale

    Once the trustee delivers a deed to the buyer, Alaska law says the buyer is entitled to possession against you. If you stay, the buyer generally must give a written notice to quit and then file a forcible entry and detainer case, called an FED, in court. The summons must be served at least two days before the trial date, so act fast.

    What it means
  3. Step 3

    Notice of foreclosure proceeding for delinquent property taxes

    In Alaska, your city or borough collects property taxes and forecloses on unpaid taxes once a year through one superior court case. After it publishes the foreclosure list, it must mail you a notice describing the property and the amount due. You can pay the taxes, penalty, interest and costs up to the transfer, and you can object in court within 30 days after the last publication.

    What it means
  4. Step 4

    Redemption period expiration notice (property tax foreclosure)

    After a tax foreclosure judgment, an Alaska city or borough holds your home for at least a year while you can redeem it. Near the end, the clerk publishes a redemption period expiration notice and mails you a copy by certified mail. Your right to redeem ends 30 days after the first publication, and then the home is deeded to the municipality.

    What it means

Got a letter not listed here? See every foreclosure letter explained, or how foreclosure works in Alaska.