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Foreclosure sale date set in Alaska: what you can still do

In Alaska the sale date is printed on the Notice of Default, so you know it months ahead. Your strongest tool is the right to cure, which lasts until the sale itself. If you cannot cure, the remaining options are an agreement with the servicer, a court order or bankruptcy, because there is usually no redemption afterward.

Free HUD counselor: (800) 569-4287

Reviewed against Alaska law and official sources on October 11, 2026. General information, not legal advice.

Tell us your sale date

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For example: a sale date, what your servicer has told you, or what changed in your income. Please do not include your loan number, Social Security number or bank details.

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Options still open before a sale in Alaska

  • Cure the default

    Any time before the sale date or postponed sale date

    Get the cure amount in writing from the trustee named on the Notice of Default and pay it the way the trustee requires. Allow time for funds to arrive.

    Alaska Stat. § 34.20.070(b), (e)

  • Confirm whether the sale is still on

    Up to the hour of the sale

    Call the trustee. A postponement is announced out loud at the time and place set for the sale, with the new date and hour. Sale notices are also published on a free website and in a newspaper.

    Alaska Stat. §§ 34.20.080(e), 09.35.140

  • Ask for a postponement

    Before the sale

    The trustee has the power to postpone the sale to a stated date and hour. If you have a loss mitigation application or a sale or refinance pending, ask your servicer in writing to request a postponement.

    Alaska Stat. § 34.20.080(e)

  • Seek a court order

    Before the sale

    The borrower, a guarantor or an heir may ask the superior court to enjoin the sale. Call Alaska Legal Services Corporation or the Alaska Bar Association Lawyer Referral Service right away, because a lawyer needs time to prepare.

    Alaska Stat. § 34.20.070(l)

  • Bankruptcy

    Filed before the sale is completed

    A bankruptcy filing creates an automatic stay. It has serious long term effects, so speak with a bankruptcy attorney before you decide.

    11 U.S.C. § 362

Call today, not tomorrow

With a sale on the calendar, every option above has a cutoff. A free HUD-approved housing counselor can call your servicer with you today: (800) 569-4287. For legal aid and court help, see free foreclosure help in Alaska.

Common questions in Alaska

Where are Alaska foreclosure sales advertised?

Notice must be posted in three public places at least 30 days before the sale, printed in a newspaper once a week for four weeks, and published on a free public website starting at least 45 days before the sale, under Alaska Stat. § 09.35.140.

Is the day before the sale too late to cure in Alaska?

The statute allows a cure at any time before the sale date stated in the notice or the postponed date. In practice the trustee must actually receive the money, so get instructions and pay as early as you can.

What if the trustee already postponed my Alaska sale several times?

Postponements are allowed for up to 12 months from the original sale date without a new notice. Each one must be announced at the time and place of the scheduled sale, so call the trustee after each date to learn the new one.

Step by step

More on foreclosure in Alaska

Understand the process

What is happening and how much time there is.

Weigh your options

What can stop it, and what happens if it goes ahead.

Get help now

Who to call, and what to do when a sale is scheduled.

Back to the Alaska overview

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Sources for this page

  1. Alaska Statutes §§ 09.45.060 to 09.45.160 (forcible entry and detainer), Alaska Legislature
  2. U.S. Courts: Chapter 13 Bankruptcy Basics (automatic stay)
  3. Alaska Statutes §§ 34.20.070 to 34.20.135 (deed of trust foreclosure), Alaska Legislature
  4. Alaska Statutes § 09.35.140 (notice of sale), Alaska Legislature
  5. Alaska Statutes §§ 09.35.250, 09.35.260 (redemption), Alaska Legislature
  6. Alaska Statutes §§ 09.45.170 to 09.45.220 (judicial foreclosure), Alaska Legislature
  7. Alaska Housing Relief: For Homeowners (program status)
  8. Alaska Housing Relief: Legal Rights and Aid
  9. U.S. Treasury: Homeowner Assistance Fund (program ended September 30, 2026)
  10. CFPB: 12 C.F.R. § 1024.41 Loss mitigation procedures
  11. Alaska Department of Law: Mortgages, Loans and Credit