Free foreclosure help in Alaska

Who to call first, by situation

• You are not behind yet but expect trouble

  Now

  Call your servicer about hardship options. The Alaska Housing Relief: Foreclosure Guidance page explains how to find your servicer and a HUD approved housing counselor.

• You are behind but have no Notice of Default

  Within days

  Send your servicer a complete loss mitigation application and keep copies. A HUD approved housing counselor can help you put it together at no cost.

• You received a Notice of Default

  Immediately; the sale date is already on the notice

  Call Alaska Legal Services Corporation at 1-888-478-2572 to apply for free legal help, and ask the trustee in writing for the amount needed to cure.

• The sale is weeks away

  The same day

  Ask the trustee for the cure amount and payment instructions. If you need a private lawyer, call the Alaska Bar Association Lawyer Referral Service at 907-272-0352 or 1-800-770-9999.

• Your servicer or the trustee is not following the rules

  As soon as it happens

  File a complaint with the Alaska Attorney General, File a Consumer Complaint page, or call 907-269-5200. The Alaska Department of Law, Consumer Protection: Mortgages and Foreclosures page lists other agencies that oversee lenders.

• A rescue company contacted you

  Before you sign or pay anything

  Do not pay up front fees or sign over your deed. Report it to the Alaska Attorney General, File a Consumer Complaint page, toll free outside Anchorage at 1-888-576-2529.

• You must go to court over possession

  When you are served

  The Alaska Court System Self-Help Center has court forms and housing case information for people without a lawyer.

Official and nonprofit help in Alaska

None of these charge homeowners for foreclosure help.

• Alaska Housing Finance Corporation (AHFC)

  The state housing finance agency, which ran Alaska's homeowner assistance program.

• Alaska Housing Relief: Foreclosure Guidance

  AHFC's page on avoiding foreclosure, finding your servicer and finding a housing counselor. The assistance program itself is closed.

• Alaska Department of Law, Consumer Protection: Mortgages and Foreclosures

  The Attorney General's tips for homeowners who cannot pay the mortgage or are facing foreclosure.

• Alaska Attorney General, File a Consumer Complaint

  Takes complaints about unfair business practices, including mortgage and foreclosure rescue scams. Toll free outside Anchorage: 1-888-576-2529.

  907-269-5200

• Alaska Legal Services Corporation

  Free civil legal help for Alaskans who qualify, including help with foreclosure.

  1-888-478-2572

• Alaska Court System Self-Help Center

  Court forms and information for people without a lawyer. It has housing and eviction information but no page just for foreclosure.

• Alaska Bar Association Lawyer Referral Service

  Refers you to a private lawyer by area of law, including real estate. Toll free in Alaska: 1-800-770-9999.

  907-272-0352

Alaska Housing Homeowner Assistance (Homeowner Assistance Fund)

Alaska Housing Finance Corporation's program page says Alaska Housing Homeowner Assistance is no longer accepting applications or appeals. The U.S. Treasury also states that the Homeowner Assistance Fund ended on September 30, 2026. We did not find another state run mortgage assistance program that is open today.

Check the program’s current status

Common questions in Alaska