Skip to main content
How to Avoid
Foreclosure

Ohio · Get help now

Foreclosure sale date set in Ohio: what you can still do

If your Ohio sheriff's sale is scheduled, you may still be able to stop or delay it, and even after the auction you can redeem until the court confirms the sale. Start by confirming the sale is still on, then work through the options below. None of them is guaranteed.

Reviewed against Ohio law and official sources on October 12, 2026. General information, not legal advice.

Tell us your sale date

Free. A person replies with the options and official help that fit. Messages about a scheduled sale are answered first.

For example: a sale date, what your servicer has told you, or what changed in your income. Please do not include your loan number, Social Security number or bank details.

Free, and there is nothing to buy. A person reads your message and replies by email, or by phone if you leave a number. We never ask for a fee and we do not sell your details. See the privacy policy.

Options still open before a sale in Ohio

  • Confirm the sale is still scheduled

    Today, and again before bidding opens

    Check your county sheriff's sale page, which in many counties links to the county's listing on the official Ohio sheriff sale website, and check your case docket with the clerk of courts. Online sales open for bidding at least seven days before the sale date, and postponements and cancellations are posted there.

    Ohio Rev. Code § 2329.153

  • Ask the lender to postpone

    Before the sale

    If you have a modification under review, a refinance, or a buyer, tell the servicer and the lender's attorney in writing and ask for a postponement. For online sales, the lender can postpone once for up to 180 days. Get any agreement in writing.

    Ohio Rev. Code § 2329.153

  • Ask for mediation now

    Up to confirmation of the sale

    The Supreme Court of Ohio says cases can be mediated up to confirmation, though it is harder after judgment. Contact your county's mediation office through its county contact list. Mediation alone does not stop the sale.

  • Ask the judge to stay the sale

    Before the sale

    File a motion in your foreclosure case asking the judge to stay the sale for a good reason. Legal aid can help you prepare it quickly.

  • File bankruptcy

    Before the sale is confirmed

    A bankruptcy filing triggers a federal stay. Make sure the sheriff and the lender's attorney get proof of the filing. Talk to a bankruptcy lawyer or legal aid first.

  • Redeem before confirmation

    After the sale, until the court confirms it

    Pay the full judgment, costs and 8 percent yearly interest on the purchase price to the clerk of courts. Ask the court to delay confirmation if you need a little more time to finish a refinance or sale.

    Ohio Rev. Code §§ 2329.31, 2329.33

Call today, not tomorrow

With a sale on the calendar, every option above has a cutoff. A free HUD-approved housing counselor can call your servicer with you today: (800) 569-4287. For legal aid and court help, see free foreclosure help in Ohio.

Common questions in Ohio

Will I be told the sheriff's sale date in Ohio?

Only if you took part in the case. Ohio Rev. Code § 2329.26 requires the lender to serve notice of the sale on parties, but not on those in default for failing to appear. Filing an answer or appearance keeps you on the notice list. The sale is also advertised in a local newspaper for three weeks.

Is there a second Ohio sheriff's sale if nobody bids?

Yes. Under Ohio Rev. Code § 2329.52, if your home does not sell at the first auction, a second auction is held 7 to 30 days later with no two-thirds minimum bid. The notice of sale must list the second sale date when one applies.

Can I stop an Ohio foreclosure after the auction?

Until the court confirms the sale, you can redeem under § 2329.33 by paying the full judgment, costs and interest to the clerk. The court can also delay confirmation to give you time. After confirmation, your right to redeem is gone.

Step by step

More on foreclosure in Ohio

Understand the process

What is happening and how much time there is.

Weigh your options

What can stop it, and what happens if it goes ahead.

Get help now

Who to call, and what to do when a sale is scheduled.

Back to the Ohio overview

Free, official, nationwide

Free help anywhere in the country

Sources for this page

  1. Ohio Rev. Code § 2329.153, Official public sheriff sale website
  2. Ohio Rev. Code § 2329.53, Return of writ
  3. Supreme Court of Ohio: Foreclosure Mediation Resources
  4. Ohio Legal Help: Foreclosure timeline in Ohio
  5. Franklin County Sheriff: Real Estate Sale FAQ
  6. Summit County Sheriff: Eviction Process
  7. Union County, Ohio: Sheriff Sales
  8. Ohio Rev. Code Chapter 2329, Execution Against Property
  9. Ohio Rev. Code § 2329.26, Notice of date, time and place of sale
  10. Ohio Rev. Code § 2329.33, Redemption by judgment debtor
  11. Ohio Rev. Code § 2329.08, Limitation of enforcement of deficiency judgment
  12. Ohio Rev. Code § 2329.44, Excess payable to debtor
  13. Ohio Rev. Code § 2329.52, New appraisement, second auction
  14. Ohio Rev. Code § 2329.31, Confirmation and order for deed
  15. Ohio Rev. Code § 2329.20, Two-thirds of appraised value
  16. Ohio Rev. Code § 4710.02, Debt adjusting fees
  17. Ohio Legal Help: Foreclosure
  18. Supreme Court of Ohio: Foreclosure Mediation Program Model Overview
  19. OHFA news release: Save the Dream Ohio Winding Down (September 6, 2023)