Skip to main content
How to Avoid
Foreclosure
Get free help

Nevada · Get help now

Foreclosure sale date set in Nevada: what you can still do

If a trustee sale date is set on your Nevada home, you may still have options, but the main one ends 5 days before the sale. First confirm the date with the trustee, because sales are often postponed. Then work down this list with your servicer, the trustee and a counselor or lawyer. Do not wait for the last day.

Free HUD counselor: (800) 569-4287

Reviewed against Nevada law and official sources on October 12, 2026. General information, not legal advice.

Tell us your sale date

Free. A person replies with the options and official help that fit. Messages about a scheduled sale are answered first.

For example: a sale date, what your servicer has told you, or what changed in your income. Please do not include your loan number, Social Security number or bank details.

Free, and there is nothing to buy. A person reads your message and replies by email, or by phone if you leave a number. We never ask for a fee and we do not sell your details. See the privacy policy.

Options still open before a sale in Nevada

  • Confirm whether the sale is still on

    Now, and again the day before the sale

    The Notice of Sale posted on your home must list the trustee or person authorized to give information about the foreclosure status. The notices are also public records at the county recorder. Postponements announced at the auction keep the same time and place on a new date.

    NRS 107.087(1)(b); NRS 107.082

  • Reinstate the loan

    Until 5 days before the sale date

    Call the phone number listed in the affidavit with your Notice of Default for the current amount due, get it in writing and pay it the way the trustee tells you. On a home you live in, the right to cure ends 5 days before the sale.

    NRS 107.0805(1)(a), (1)(b)(4)

  • Get a complete application to your servicer

    As soon as possible before the sale

    A covered servicer cannot hold the sale while your application for a loan modification or other option is pending. Send it in a way you can prove, ask your single point of contact to confirm it is complete and tell the trustee.

    NRS 107.530(1); NRS 107.540

  • Check that mediation was handled

    Before the sale

    For a home you live in, the trustee cannot sell unless a Home Means Nevada certificate saying no mediation is required or mediation is complete has been recorded. If you filed a timely petition and mediation is not finished, tell the trustee and the court right away.

    NRS 107.086(2)(e), (3)

  • Ask the servicer to postpone

    Before the sale is held

    Call your servicer and ask it to tell the trustee to postpone, especially if you are close to a modification or sale of the home. The servicer does not have to agree. Confirm any new date with the trustee.

  • Court order or bankruptcy

    Before the sale is held

    A court can stop a sale for a material Homeowner Bill of Rights violation or for missing notices, and a bankruptcy filing can pause it. Both need a licensed attorney or legal aid, and neither is a sure thing.

    NRS 107.560(1); NRS 107.080(8)

Call today, not tomorrow

With a sale on the calendar, every option above has a cutoff. A free HUD-approved housing counselor can call your servicer with you today: (800) 569-4287. For legal aid and court help, see free foreclosure help in Nevada.

Common questions in Nevada

Where and when are trustee sales held in Nevada?

They are public auctions to the highest cash bidder, held between 9 a.m. and 5 p.m. at the public location the county government designates for real property sales (NRS 107.081). The exact place, date and time are in your Notice of Sale.

I missed the Nevada mediation deadline. Can I still ask for it once a sale is set?

Usually not under NRS 107.086, because the petition is due within 30 days after you are served with the Notice of Default. Once Home Means Nevada issues a no-mediation certificate, the trustee can move ahead. You can still apply to your servicer and try to reinstate before the cutoff.

What if the trustee did not post the sale notice on my Nevada home?

For a home, the Notice of Sale must be posted on the property at least 15 days before the sale by a licensed process server, constable or sheriff (NRS 107.087). A sale must be declared void if the trustee did not substantially comply and you sue within the deadlines in NRS 107.080. Talk to a lawyer quickly.

Step by step

More on foreclosure in Nevada

Understand the process

What is happening and how much time there is.

Weigh your options

What can stop it, and what happens if it goes ahead.

Get help now

Who to call, and what to do when a sale is scheduled.

Back to the Nevada overview

Free, official, nationwide

Free help anywhere in the country

Sources for this page

  1. Petition for Foreclosure Mediation Assistance, Eighth Judicial District Court form by the Civil Law Self-Help Center (posted by Home Means Nevada, 2025)
  2. NRS Chapter 107, Deeds of Trust (Rev. 4/15/2026, through the 2025 session), Nevada Legislature
  3. NRS Chapter 40, Actions and Proceedings in Particular Cases Concerning Property (NRS 40.255, 40.430, 40.437, 40.4395, 40.451 to 40.462, 40.4639)
  4. NRS Chapter 21, Enforcement of Judgments (NRS 21.190 to 21.210, redemption after execution sale)
  5. NRS Chapter 116, Common-Interest Ownership (NRS 116.3116 to 116.31166)
  6. NRS Chapter 645F, Mortgage Lending and Related Professions (NRS 645F.300 to 645F.450, foreclosure consultants)
  7. Home Means Nevada, Inc.: Foreclosure Mediation Program
  8. Home Means Nevada, Inc.: home page
  9. Eighth Judicial District Court: Foreclosure Mediation
  10. Nevada Foreclosure Mediation Rules (posted by the Eighth Judicial District Court)
  11. Civil Law Self-Help Center: Intro to Foreclosures
  12. Civil Law Self-Help Center: Petition for Foreclosure Mediation Assistance
  13. Civil Law Self-Help Center: Evicting a Former Owner After Foreclosure
  14. Legal Aid Center of Southern Nevada: Foreclosure
  15. Nevada Legal Services: Foreclosure Prevention
  16. Nevada Attorney General: Mortgage Fraud Unit
  17. Nevada Attorney General: Examples of Mortgage/Foreclosure Fraud and Loan Modification Scams
  18. Nevada Division of Mortgage Lending: Submit a Complaint
  19. Nevada Real Estate Division: Common-Interest Communities
  20. State Bar of Nevada: Lawyer Referral Service
  21. Nevada Affordable Housing Assistance Corporation (Nevada Homeowner Assistance Fund)
  22. U.S. Department of the Treasury: Homeowner Assistance Fund
  23. Nevada Housing Division
  24. A.B. 513 (2023), as introduced: Eliminates the program of foreclosure mediation