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How to avoidForeclosure

Louisiana · What this letter means

You got a Louisiana post-tax-lien-auction notice: what it means

Since January 1, 2026, Louisiana parishes auction a tax lien certificate on unpaid property taxes instead of selling your home. This notice says the certificate holder plans to sue. You keep your home for now and can end the lien by paying the termination price to the tax collector.

Reviewed October 12, 2026. General information, not legal, tax or financial advice.

Who sends it
The tax lien certificate holder who paid your taxes at the tax lien auction
What it starts
At least 6 months before the holder can file suit, and never sooner than 3 years after the certificate was recorded
Do this first
Call the parish tax collector to confirm the termination price and how to pay it

What this document is in Louisiana

Under La. R.S. 47:2156, at least 6 months but no more than 1 year before suing, the tax lien certificate holder must send notice to each owner and others whose interest would end. The form begins "THIS IS AN IMPORTANT NOTICE" and says a tax lien certificate was issued to the holder, who paid the taxes, and that the holder intends to bring an action that may result in the seizure and sale of the property.

It must state the termination price as of a date no more than 15 days before the notice, plus the holder's notice costs, which are capped at $500.

What it does and does not mean

  • It does not mean your home is sold. Under the new system, only a court case and a sheriff's sale can take it.
  • A certificate holder cannot evict an owner who lives in the home or charge you rent (La. R.S. 47:2158.1).
  • Interest keeps growing until you pay, so paying early costs less.
  • Tax sales held before 2026 follow the old rules. See Louisiana property tax foreclosure.

The deadlines and how to count them

  • The holder can file suit only after the later of 3 years from recording the certificate or 6 months after sending this notice (La. R.S. 47:2266.1(A)).
  • Once suit is filed and the last party is served, anyone can still end the lien by paying the termination price to the tax collector until close of business on the 30th day after the last party was served. If that day is a legal holiday, the next day that is not a holiday counts (La. R.S. 47:2266.1(D)(1)).
  • After those 30 days, the tax collector will not accept payment. You can still ask the court to set a termination price any time before the sheriff's sale, and then you must pay within 30 days of the court's order (La. R.S. 47:2266.1(D)(3)).
  • Attorney fees in the suit are capped, except for good cause, at the greater of 25 percent of the amount sought or $2,500 (La. R.S. 47:2266.1(A)(6)).

What to do this week

  • Call the parish tax collector, give the assessment number on the notice, and ask for the current termination price in writing.
  • Pay the tax collector, not the holder, unless a court tells you otherwise. Keep your receipt.
  • If you cannot pay in full, ask the tax collector what options exist, and call legal aid through the Louisiana State Bar Association Find Legal Help directory.
  • Check that your homestead exemption is in place for future years.
  • Read Louisiana property tax foreclosure.

Common questions

Can the Louisiana tax lien holder take my house right away?

No. The holder must wait at least 3 years after the certificate was recorded and at least 6 months after this notice, then file a court case (La. R.S. 47:2266.1). A sheriff's sale comes only after a judgment.

Who do I pay to end a Louisiana tax lien certificate?

The parish tax collector. You deliver the termination price to the tax collector (La. R.S. 47:2266.1(D)). The notice shows the price as of a recent date, but interest keeps adding up, so get a current figure first.

How much can the Louisiana tax lien holder add for sending this notice?

Reasonable costs actually incurred, shown by an affidavit to the tax collector, up to $500 (La. R.S. 47:2156(D)).

Other Louisiana letters

Sources

  1. La. R.S. 47:2156, Post-tax-lien-auction notice
  2. La. R.S. 47:2266.1, Procedure to recognize amounts due under tax lien certificate
  3. La. R.S. 47:2158.1, Prohibition of certain actions

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