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Foreclosure sale date set in Louisiana: what you can still do

If a sheriff's sale is set on your Louisiana home, you still have a few options, but most end when the sheriff adjudicates the home to a bidder. Start by confirming the date with the sheriff's office, because dates can change without a new notice to you. Then work down this list with your servicer, a counselor or a lawyer. Do not wait for the last day.

Free HUD counselor: (800) 569-4287

Reviewed against Louisiana law and official sources on October 12, 2026. General information, not legal advice.

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Options still open before a sale in Louisiana

  • Confirm whether the sale is still on

    Now, and again the day before the sale

    Call the civil division of the parish sheriff's office with the docket number from your notice of seizure. The official notice says the date or method of sale may change, that you can contact the sheriff's office for the new date, and that the new date will be published in the local newspaper.

    La. R.S. 13:3852(B), (C)

  • Get a complete application to your servicer and ask for a postponement

    More than 37 days before the sale for federal review protection; any time before the sale to ask

    Send everything the servicer asks for and keep proof. Ask the servicer to have its attorney postpone the sale while you are reviewed, and get any agreement in writing.

    12 C.F.R. § 1024.41(g)

  • Pay the amount owed

    Before the home is adjudicated to a bidder

    Paying the sheriff the judgment amount with interest and costs stops the sale. Ask the servicer or the lender's attorney for a written payoff, and check it against the payoff the lender must file in the court record before the sale.

    La. C.C.P. arts. 2340, 3721(C)

  • Ask for a preliminary injunction

    The hearing must be held before the sale

    If the debt is paid or unenforceable or the executory process rules were not followed, a lawyer can ask the district court to stop the sale. No temporary restraining order is available for a home, so this needs to be filed with enough time for a hearing.

    La. C.C.P. arts. 2751, 2752

  • Name your own appraiser

    By the deadline in the sheriff's appraisal notice, at least 4 days before the sale

    If your home is being sold with appraisal, naming an appraiser helps set a fair minimum bid of two-thirds of the appraised value at the first offering. It also matters later, because the appraisal affects any deficiency claim.

    La. R.S. 13:4363; La. C.C.P. art. 2336

  • Bankruptcy stay

    Before the sheriff's sale

    A bankruptcy filing stops the sale automatically. It has serious costs and effects, so talk to legal aid or a licensed bankruptcy attorney before filing.

    11 U.S.C. § 362(a)

Call today, not tomorrow

With a sale on the calendar, every option above has a cutoff. A free HUD-approved housing counselor can call your servicer with you today: (800) 569-4287. For legal aid and court help, see free foreclosure help in Louisiana.

Common questions in Louisiana

Will the Louisiana sheriff tell me if my sale date changes?

Not necessarily. The sheriff does not have to serve you any further notice of a rescheduled sale or online auction date as long as the sheriff has not returned the writ to the clerk (La. R.S. 13:3852(C)). Check with the sheriff's office and watch the local newspaper, where a rescheduled sale must be published at least once (La. C.C.P. art. 2331(B)).

When are Louisiana sheriff's sales held?

Outside Orleans Parish, in-person sales are held at or near the courthouse on a Monday, Wednesday, Friday or Saturday, beginning at 10:00 a.m. (La. R.S. 13:4341). Online auctions must also fall on one of those days. If the sale is online, the sheriff must tell you the date, the bidding start time and the website at least 3 days before (La. C.C.P. art. 2721(B)).

What is the lowest price my home can sell for at a Louisiana sheriff's sale?

If the home is sold with appraisal, it cannot sell at the first offering for less than two-thirds of the appraised value (La. C.C.P. art. 2336). If no one bids that much, it is advertised again and then sells for whatever it brings. The home also cannot be sold if the bid does not cover sale costs and higher-ranking liens (La. C.C.P. art. 2337).

Step by step

More on foreclosure in Louisiana

Understand the process

What is happening and how much time there is.

Weigh your options

What can stop it, and what happens if it goes ahead.

Get help now

Who to call, and what to do when a sale is scheduled.

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Sources for this page

  1. La. C.C.P. art. 2631, Use of executory proceedings
  2. La. C.C.P. art. 2632, Act importing a confession of judgment
  3. La. C.C.P. art. 2638, Order for issuance of writ of seizure and sale
  4. La. C.C.P. art. 2644, Conversion to ordinary proceeding
  5. La. C.C.P. art. 2722, Advertisement of sale
  6. La. C.C.P. art. 2724, Articles relating to sales under fieri facias applicable
  7. La. C.C.P. art. 2751, Grounds for arresting seizure and sale
  8. La. C.C.P. art. 2752, Injunction procedure
  9. La. C.C.P. art. 2754, Security otherwise required
  10. La. C.C.P. art. 2772, Procedure to obtain deficiency judgment
  11. La. C.C.P. art. 2337, Price insufficient to discharge superior privileges
  12. La. C.C.P. art. 2340, Payment of debt prior to adjudication
  13. La. C.C.P. art. 2343, Sheriff's return after sale
  14. La. C.C.P. art. 2371, Effect of adjudication
  15. La. C.C.P. art. 3721, Methods of enforcing mortgage (Acts 2025, No. 250)
  16. La. C.C.P. art. 1001, Delay for answering
  17. La. C.C.P. art. 4702, Notice to occupant other than tenant to vacate
  18. La. C.C.P. art. 4703, Delivery when premises abandoned or closed
  19. La. C.C.P. art. 4704, Definitions (occupant includes former owner)
  20. La. C.C.P. art. 4731, Rule to show cause why possession should not be delivered
  21. La. C.C.P. art. 4732, Trial of rule; judgment of eviction
  22. La. C.C.P. art. 4733, Warrant for possession
  23. La. C.C.P. art. 4734, Execution of warrant
  24. La. C.C.P. art. 4735, Appeal; bond
  25. La. R.S. 13:4341, Time and place of sale
  26. La. R.S. 13:4346, Writ of possession for purchaser at judicial sale
  27. La. R.S. 13:4363, Appointment of appraisers
  28. La. R.S. 13:4364, Sheriff to appoint appraiser if party does not appoint
  29. La. R.S. 13:4365, Oaths of appraisers; third appraiser
  30. La. C.C.P. art. 2721, Seizure of property; notice
  31. La. C.C.P. art. 2642, Assertion of defenses; appeal
  32. La. C.C.P. art. 2640, Citation unnecessary
  33. La. C.C.P. art. 2753, Security not required in certain cases
  34. La. C.C.P. art. 2723, Appraisal of property, unless waived
  35. La. C.C.P. art. 2771, When deficiency judgment obtainable
  36. La. C.C.P. art. 2331, Publication of notice of sale
  37. La. C.C.P. art. 2336, Minimum price; second offering
  38. La. C.C.P. art. 2373, Distribution of proceeds of sale
  39. La. C.C.P. art. 2293, Notice to judgment debtor
  40. La. R.S. 13:3852, Notices of seizure
  41. La. R.S. 13:4106, Deficiency judgment prohibited if sale made without appraisement
  42. La. R.S. 43:203, Judicial advertisements
  43. Louisiana Office of Community Development, Louisiana Homeowner Assistance Fund
  44. Louisiana Office of Financial Institutions, Complaints