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Renting a home that was foreclosed in Kansas: your rights

If you rent in Kansas and your landlord's home was foreclosed, federal law usually gives you at least 90 days' written notice, and a lease signed before the sale often runs to its end. Kansas has no separate statute for tenants in foreclosed homes, but its Residential Landlord and Tenant Act still applies. Whoever holds the landlord's interest when your tenancy ends is bound by the deposit rules, and only a court can order you out.

Reviewed against Kansas law and official sources on October 11, 2026. General information, not legal advice.

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Your rights as a renter in Kansas, in order

  1. The federal floor: 90 days and your lease

    From the new owner's written notice

    Under the Protecting Tenants at Foreclosure Act, a bona fide tenant must get written notice at least 90 days before having to move. A lease signed before the foreclosure runs to its end unless the buyer will live in the home, and that buyer must still give 90 days' notice. Section 8 voucher holders get extra protection. See [tenant notice after foreclosure](/notices/tenant-notice-after-foreclosure/).

    Pub. L. 111-22 § 702; 42 U.S.C. § 1437f(o)(7)

  2. Ask in writing who to pay

    As soon as you learn of the sale

    Kansas requires a landlord to tell you in writing who manages the home and who can receive notices for the owner, to keep that current, and the rule is enforceable against a successor owner. Ask the new owner in writing for those names and where to send rent. Keep paying as your lease requires and keep every receipt.

    K.S.A. 58-2551

  3. Month to month notice

    30 days under state law, 90 days under federal law

    Kansas lets a month to month tenancy be ended by written notice for a rent due date at least 30 days after you receive it. After a foreclosure, the federal 90 days is longer and applies to bona fide tenants, so the longer period controls.

    K.S.A. 58-2570(b)

  4. Your deposit binds whoever owns the home

    Within 30 days after you move out and ask

    The holder of the landlord's interest when your tenancy ends is bound by Kansas deposit rules. Any deductions must be itemized in writing, and the rest returned within 14 days after they are figured, and no later than 30 days after the tenancy ends, you hand back possession and ask for it. If it is wrongly kept, you can recover it plus damages of 1.5 times the amount withheld.

    K.S.A. 58-2550(b), (c), (f)

  5. No lockouts or utility shutoffs

    Any time

    If a landlord unlawfully removes or excludes you, or willfully cuts off electric, gas, water or other essential service, you can recover possession or end the lease, and recover up to 1.5 months' rent or your actual damages, whichever is greater.

    K.S.A. 58-2563

  6. The court eviction the new owner must use

    3 days' notice, then a court case

    Before filing an eviction case, the owner must deliver a written notice to leave at least 3 days ahead, with 2 more days if it is mailed. If a trial is needed, it must happen within 14 days after the appearance date in the summons. The 3-day notice does not shorten your federal 90 days.

    K.S.A. 61-3803, 61-3807

Common questions in Kansas

Does the bank that took my Kansas rental have to return my deposit?

Kansas says the holder of the landlord's interest when your tenancy ends is bound by the deposit statute (K.S.A. 58-2550(f)). If the lender or buyer owns the home when you move out, ask it in writing for your deposit and give your new address. Keep copies of your lease and payment records.

I got a 3-day notice to leave from the new owner of my Kansas rental. What now?

A 3-day notice under K.S.A. 61-3803 is only the step before an eviction lawsuit, and only a judge can order you out. As a bona fide tenant you still get at least 90 days' written notice under federal law, and often the rest of your lease. Call Kansas Legal Services right away.

My Kansas landlord lost the house but is still in the redemption period. Who do I pay?

Kansas gives the former owner possession during the redemption period (K.S.A. 60-2414), so your landlord may still be the one entitled to rent until then. Ask both your landlord and the buyer in writing who should be paid, keep paying as your lease requires, and keep receipts. Kansas Legal Services can help if they disagree.

Step by step

More on foreclosure in Kansas

Understand the process

What is happening and how much time there is.

Weigh your options

What can stop it, and what happens if it goes ahead.

Get help now

Who to call, and what to do when a sale is scheduled.

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Sources for this page

  1. K.S.A. 58-3123: Priority of liens (Apartment Ownership Act)
  2. K.S.A. 58-4602: Definitions (Uniform Common Interest Owners Bill of Rights Act)
  3. K.S.A. 58-4605: Application of act
  4. K.S.A. 58-4606: Prospective application
  5. K.S.A. 58-4608: Association duties; restrictions
  6. K.S.A. 58-4621: Enforcement of rights
  7. Kansas Legislative Research Department: The Kansas Uniform Common Interest Owners Bill of Rights Act and Homeowners Associations (Feb. 2026)
  8. K.S.A. 58-2550: Security deposits
  9. K.S.A. 58-2551: Disclosures required of landlord
  10. K.S.A. 58-2563: Unlawful removal or exclusion of tenant
  11. K.S.A. 58-2570: Termination of tenancy; notice
  12. K.S.A. 61-3803: Notice to leave premises
  13. K.S.A. 61-3807: Trial
  14. Protecting Tenants at Foreclosure Act, Pub. L. 111-22 § 702, note under 12 U.S.C. § 5220 (govinfo)
  15. K.S.A. 60-2410, Sale of real property under execution
  16. K.S.A. 60-2414, Redemption of real property
  17. K.S.A. 60-2415, Sheriff's return of sale; equity powers of court
  18. K.S.A. 60-2417, Executions in special cases
  19. K.S.A. 60-212, Time to serve a responsive pleading
  20. K.S.A. 9-2201, Kansas Mortgage Business Act definitions (covered transaction)
  21. K.S.A. 9-2223, Applicability of provisions to covered transactions
  22. K.S.A. 9-2234, Cure of default and notice of right to cure
  23. K.S.A. 16a-5-110 (repealed January 1, 2025)
  24. K.S.A. 16a-5-111, UCCC cure of default
  25. K.S.A. 16a-1-301, UCCC definitions (consumer loan excludes loans secured by a mortgage)
  26. K.S.A. 50-1116, Kansas Credit Services Organization Act, citation and scope
  27. K.S.A. 50-1117, Credit Services Organization Act definitions
  28. K.S.A. 50-1118, License required
  29. K.S.A. 50-1126, Fees charged by licensee
  30. Kansas Attorney General, Your Home and Car (I'm facing foreclosure. What can I do?)
  31. Kansas Legal Services, Foreclosure Prevention: KLS can Help
  32. Kansas Housing Resources Corporation, Kansas Homeowner Assistance Fund
  33. Kansas Housing Resources Corporation, Kansas Homeowner Assistance Fund closes (December 15, 2023)
  34. U.S. Department of the Treasury, Homeowner Assistance Fund
  35. Kansas Department of Revenue, Frequently Asked Questions About Homestead
  36. Kansas Office of the State Bank Commissioner, File a Complaint
  37. Kansas Bar Association, Lawyer Referral Service
  38. Kansas Judicial Council, Common Civil Forms