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Renting a home that was foreclosed in Kansas: your rights
If you rent in Kansas and your landlord's home was foreclosed, federal law usually gives you at least 90 days' written notice, and a lease signed before the sale often runs to its end. Kansas has no separate statute for tenants in foreclosed homes, but its Residential Landlord and Tenant Act still applies. Whoever holds the landlord's interest when your tenancy ends is bound by the deposit rules, and only a court can order you out.
Reviewed against Kansas law and official sources on October 11, 2026. General information, not legal advice.
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Your rights as a renter in Kansas, in order
The federal floor: 90 days and your lease
From the new owner's written noticeUnder the Protecting Tenants at Foreclosure Act, a bona fide tenant must get written notice at least 90 days before having to move. A lease signed before the foreclosure runs to its end unless the buyer will live in the home, and that buyer must still give 90 days' notice. Section 8 voucher holders get extra protection. See [tenant notice after foreclosure](/notices/tenant-notice-after-foreclosure/).
Pub. L. 111-22 § 702; 42 U.S.C. § 1437f(o)(7)
Ask in writing who to pay
As soon as you learn of the saleKansas requires a landlord to tell you in writing who manages the home and who can receive notices for the owner, to keep that current, and the rule is enforceable against a successor owner. Ask the new owner in writing for those names and where to send rent. Keep paying as your lease requires and keep every receipt.
K.S.A. 58-2551
Month to month notice
30 days under state law, 90 days under federal lawKansas lets a month to month tenancy be ended by written notice for a rent due date at least 30 days after you receive it. After a foreclosure, the federal 90 days is longer and applies to bona fide tenants, so the longer period controls.
K.S.A. 58-2570(b)
Your deposit binds whoever owns the home
Within 30 days after you move out and askThe holder of the landlord's interest when your tenancy ends is bound by Kansas deposit rules. Any deductions must be itemized in writing, and the rest returned within 14 days after they are figured, and no later than 30 days after the tenancy ends, you hand back possession and ask for it. If it is wrongly kept, you can recover it plus damages of 1.5 times the amount withheld.
K.S.A. 58-2550(b), (c), (f)
No lockouts or utility shutoffs
Any timeIf a landlord unlawfully removes or excludes you, or willfully cuts off electric, gas, water or other essential service, you can recover possession or end the lease, and recover up to 1.5 months' rent or your actual damages, whichever is greater.
K.S.A. 58-2563
The court eviction the new owner must use
3 days' notice, then a court caseBefore filing an eviction case, the owner must deliver a written notice to leave at least 3 days ahead, with 2 more days if it is mailed. If a trial is needed, it must happen within 14 days after the appearance date in the summons. The 3-day notice does not shorten your federal 90 days.
K.S.A. 61-3803, 61-3807
Common questions in Kansas
Does the bank that took my Kansas rental have to return my deposit?
Kansas says the holder of the landlord's interest when your tenancy ends is bound by the deposit statute (K.S.A. 58-2550(f)). If the lender or buyer owns the home when you move out, ask it in writing for your deposit and give your new address. Keep copies of your lease and payment records.
I got a 3-day notice to leave from the new owner of my Kansas rental. What now?
A 3-day notice under K.S.A. 61-3803 is only the step before an eviction lawsuit, and only a judge can order you out. As a bona fide tenant you still get at least 90 days' written notice under federal law, and often the rest of your lease. Call Kansas Legal Services right away.
My Kansas landlord lost the house but is still in the redemption period. Who do I pay?
Kansas gives the former owner possession during the redemption period (K.S.A. 60-2414), so your landlord may still be the one entitled to rent until then. Ask both your landlord and the buyer in writing who should be paid, keep paying as your lease requires, and keep receipts. Kansas Legal Services can help if they disagree.
Step by step
More on foreclosure in Kansas
Understand the process
What is happening and how much time there is.
Weigh your options
What can stop it, and what happens if it goes ahead.
Get help now
Who to call, and what to do when a sale is scheduled.
Also in Kansas
Property tax foreclosure Claim surplus funds Deficiency judgments HOA and condo liens Renters after foreclosure (this page)Letters you may getFree, official, nationwide
Free help anywhere in the country
HUD-approved housing counselors
Free foreclosure prevention counseling from agencies approved by the U.S. Department of Housing and Urban Development. A counselor can review your budget and deal with your servicer alongside you.
(800) 569-4287CFPB: help for struggling homeowners
Plain-language guides from the Consumer Financial Protection Bureau, and a complaint form if your mortgage servicer is not following the rules.
Legal Services Corporation: find legal aid
Find the free civil legal aid office for your county if you have been served with a foreclosure lawsuit or given a sale date and cannot afford a lawyer.
Sources for this page
- K.S.A. 58-3123: Priority of liens (Apartment Ownership Act)
- K.S.A. 58-4602: Definitions (Uniform Common Interest Owners Bill of Rights Act)
- K.S.A. 58-4605: Application of act
- K.S.A. 58-4606: Prospective application
- K.S.A. 58-4608: Association duties; restrictions
- K.S.A. 58-4621: Enforcement of rights
- Kansas Legislative Research Department: The Kansas Uniform Common Interest Owners Bill of Rights Act and Homeowners Associations (Feb. 2026)
- K.S.A. 58-2550: Security deposits
- K.S.A. 58-2551: Disclosures required of landlord
- K.S.A. 58-2563: Unlawful removal or exclusion of tenant
- K.S.A. 58-2570: Termination of tenancy; notice
- K.S.A. 61-3803: Notice to leave premises
- K.S.A. 61-3807: Trial
- Protecting Tenants at Foreclosure Act, Pub. L. 111-22 § 702, note under 12 U.S.C. § 5220 (govinfo)
- K.S.A. 60-2410, Sale of real property under execution
- K.S.A. 60-2414, Redemption of real property
- K.S.A. 60-2415, Sheriff's return of sale; equity powers of court
- K.S.A. 60-2417, Executions in special cases
- K.S.A. 60-212, Time to serve a responsive pleading
- K.S.A. 9-2201, Kansas Mortgage Business Act definitions (covered transaction)
- K.S.A. 9-2223, Applicability of provisions to covered transactions
- K.S.A. 9-2234, Cure of default and notice of right to cure
- K.S.A. 16a-5-110 (repealed January 1, 2025)
- K.S.A. 16a-5-111, UCCC cure of default
- K.S.A. 16a-1-301, UCCC definitions (consumer loan excludes loans secured by a mortgage)
- K.S.A. 50-1116, Kansas Credit Services Organization Act, citation and scope
- K.S.A. 50-1117, Credit Services Organization Act definitions
- K.S.A. 50-1118, License required
- K.S.A. 50-1126, Fees charged by licensee
- Kansas Attorney General, Your Home and Car (I'm facing foreclosure. What can I do?)
- Kansas Legal Services, Foreclosure Prevention: KLS can Help
- Kansas Housing Resources Corporation, Kansas Homeowner Assistance Fund
- Kansas Housing Resources Corporation, Kansas Homeowner Assistance Fund closes (December 15, 2023)
- U.S. Department of the Treasury, Homeowner Assistance Fund
- Kansas Department of Revenue, Frequently Asked Questions About Homestead
- Kansas Office of the State Bank Commissioner, File a Complaint
- Kansas Bar Association, Lawyer Referral Service
- Kansas Judicial Council, Common Civil Forms