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How to avoidForeclosure

California · What this letter means

You were served a California Summons, Unlawful Detainer, Eviction after foreclosure: what it means

If you stayed after the 3-day notice, the new owner can sue to evict you in an unlawful detainer case. You usually have 10 court days after you are served to file a written response. If you do nothing, the owner can win by default and the sheriff can lock you out after a 5-day notice.

Reviewed October 12, 2026. General information, not legal, tax or financial advice.

Who sends it
The new owner files the case in superior court and has the Summons and Complaint served on you
What it starts
Usually 10 court days to file a response, more if you were not handed the papers
Do this first
Count your deadline today and contact a court self-help center or legal aid

What this document is in California

An eviction case in California is called an unlawful detainer case. After a trustee's sale, Code of Civil Procedure section 1161a lets the new owner use it to remove a former owner who stays after a 3-day notice to quit. The court papers are the Summons, Unlawful Detainer, Eviction (form SUM-130) and a Complaint, often on form UD-100.

The California Courts self-help pages on these papers are written for landlord and tenant cases. The response deadlines come from the same law, Code of Civil Procedure section 1167.

What it does and does not mean

  • It is a lawsuit, not an order to leave. You have the right to respond and be heard.
  • If you do not respond in time, the owner can ask the judge to rule without you.
  • If the owner wins, the sheriff serves a Notice to Vacate that gives you 5 days before a lockout (Code of Civil Procedure section 715.010).
  • The California Courts say even if you plan to move or negotiate, it is a good idea to file a response so the case is not decided without you.

Your deadline and how to count it

  • Handed to you: 10 days to file a response, not counting Saturdays, Sundays or court holidays (Code of Civil Procedure section 1167). Day 1 is the day after you were served.
  • Left with someone at home or work and mailed, or posted and mailed: the California Courts say you have 10 calendar days plus 10 court days, counted from the day after the papers were mailed.
  • Served through the Secretary of State's Safe at Home program: 5 extra court days.
  • If you are unsure how you were served, ask a court self-help center or legal aid the same day.

What to do this week

  • File an Answer, Unlawful Detainer (form UD-105) with the court by your deadline. The California Courts say each person pays a filing fee of $240 to $450, and you can ask for a fee waiver if you cannot afford it.
  • Bring your foreclosure papers, the 3-day notice and anything showing how you were served to a court self-help center or legal aid. Find free legal aid through LawHelpCA.
  • If you want to move, talk with the owner about a move-out date in writing, but still protect your deadline.
  • Plan for your belongings. After a lockout, personal property left behind can be sold or disposed of unless you pay reasonable storage costs and claim it within 15 days (Code of Civil Procedure section 715.010).
  • Read after a foreclosure sale in California and the national writ of possession page.

Common questions

How long do I have to answer a California eviction summons after foreclosure?

Usually 10 days after you are personally served, not counting Saturdays, Sundays and court holidays (Code of Civil Procedure section 1167). If the papers were left with someone or posted and mailed, the California Courts say you have 10 calendar days plus 10 court days from the mailing.

What form do I use to respond in California?

The California Courts say the main form is Answer, Unlawful Detainer (form UD-105). File it with the court that issued the summons. A court self-help center can help, and a fee waiver is available if you cannot pay the filing fee.

What happens if I lose a California unlawful detainer case?

The sheriff serves a writ with a Notice to Vacate. If you are not out within 5 days of service, the sheriff removes you and puts the owner in possession (Code of Civil Procedure section 715.010).

Other California letters

Sources

  1. Cal. Code Civ. Proc. § 1167 (response deadline)
  2. Cal. Code Civ. Proc. § 1161a
  3. Cal. Code Civ. Proc. § 715.010 (writ of possession)
  4. California Courts Self-Help Guide: Summons, Unlawful Detainer, Eviction (form SUM-130)
  5. California Courts Self-Help Guide: Fill out an Answer form in an eviction case
  6. California Courts Self-Help Guide: Your rights in a nonjudicial foreclosure

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