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Renting a home that was foreclosed in Arizona: your rights
If you rent in Arizona and your landlord's home is in foreclosure, federal law gives most renters at least 90 days' written notice after the sale, and a lease signed before the sale can often run to its end. Arizona adds a rule that your landlord must tell you in writing about the foreclosure, and that the new owner must give a written demand and win a forcible detainer case before you can be removed. Keep paying rent as your lease requires and keep receipts.
Reviewed against Arizona law and official sources on October 11, 2026. General information, not legal advice.
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Your rights as a renter in Arizona, in order
Your landlord must warn you
Within 5 business days of the first sale noticeIf your landlord gets a notice of trustee's sale or other foreclosure notice after you sign your lease, it must give you written notice within five business days, naming who to contact and the sale date if one is set. A new lease signed during a foreclosure must include this notice. This rule does not apply to buildings with four or more connected units.
A.R.S. § 33-1331(A), (B), (D)
If your landlord did not tell you
After you learn of the foreclosureIf the landlord fails to give this notice, you may deliver a written notice under Arizona's landlord and tenant act and recover damages and ask for an injunction. The statute also says your security deposit must be returned under the normal deposit rules.
A.R.S. §§ 33-1331(C), 33-1361
Federal 90-day floor
At least 90 days after written noticeUnder the Protecting Tenants at Foreclosure Act, a bona fide tenant must get written notice at least 90 days before the move-out date, and a lease signed before the foreclosure usually runs to its end unless the buyer will live there. A bona fide tenant is not the former owner's child, spouse or parent and pays close to market rent unless a subsidy lowers it. See [tenant notice after foreclosure](/notices/tenant-notice-after-foreclosure/).
Pub. L. 111-22 § 702 (12 U.S.C. § 5220 note); Pub. L. 115-174 § 304
Section 8 voucher holders
After the saleIf you have a Section 8 voucher, the new owner takes over your lease and housing assistance contract. It can end the lease early only if it will live in the home and gives you at least 90 days' notice. Call your housing authority and legal aid.
42 U.S.C. § 1437f(o)(7)
Ask who to pay, and get it in writing
As soon as ownership changesArizona requires the names and addresses of the manager and an owner or agent to be kept current and given again on your request, and that duty applies to any successor owner or manager. Ask the new owner in writing and keep a copy. Keep paying rent as your lease requires and keep proof of every payment.
A.R.S. § 33-1322(A), (C)
Your security deposit
14 business days after move-out and your requestWhoever holds the landlord's interest when your tenancy ends is bound by Arizona's deposit rules. Within 14 days, not counting weekends and holidays, after you move out and ask for it, the landlord must send an itemized list of deductions and any refund.
A.R.S. § 33-1321
A written demand and a court case
Before you can be removedAfter a trustee's sale, the new owner must give a written demand for possession and then file a forcible detainer case with the court. That remedy does not affect a lease that is senior to the interest that was sold. A lockout or a willful utility shutoff can cost a landlord up to two months' rent or twice your actual damages, whichever is more.
A.R.S. §§ 12-1173.01, 33-1367
Common questions in Arizona
My Arizona landlord never told me about the foreclosure. What can I do?
Arizona requires a landlord of a single home or small building to tell tenants in writing within five business days after getting the first notice of trustee's sale. If that did not happen, you may be able to recover damages. Talk to legal aid through AZLawHelp.org and keep any notices you find.
Does the Arizona foreclosure-notice rule protect me if I live in a big apartment complex?
No. The landlord notice rule in A.R.S. § 33-1331 does not apply to buildings with four or more connected units. The federal 90-day floor and your lease rights still apply if you are a bona fide tenant.
Can the new owner in Arizona make me leave without going to court?
No. The new owner must give a written demand for possession and then win a forcible detainer case. Locking you out or cutting your utilities is against Arizona law, and you can recover money if it happens.
Step by step
More on foreclosure in Arizona
Understand the process
What is happening and how much time there is.
Weigh your options
What can stop it, and what happens if it goes ahead.
Get help now
Who to call, and what to do when a sale is scheduled.
Also in Arizona
Property tax foreclosure Claim surplus funds Deficiency judgments HOA and condo liens Renters after foreclosure (this page)Letters you may getFree, official, nationwide
Free help anywhere in the country
HUD-approved housing counselors
Free foreclosure prevention counseling from agencies approved by the U.S. Department of Housing and Urban Development. A counselor can review your budget and deal with your servicer alongside you.
(800) 569-4287CFPB: help for struggling homeowners
Plain-language guides from the Consumer Financial Protection Bureau, and a complaint form if your mortgage servicer is not following the rules.
Legal Services Corporation: find legal aid
Find the free civil legal aid office for your county if you have been served with a foreclosure lawsuit or given a sale date and cannot afford a lawyer.
Sources for this page
- A.R.S. § 33-1807, Planned community common expense liens
- A.R.S. § 33-1256, Condominium common expense liens
- A.R.S. § 33-1803, Assessment limits and penalties
- A.R.S. § 33-1802, Planned community definitions
- A.R.S. § 33-1242, Powers of unit owners' association
- A.R.S. § 33-1201, Condominium Act applicability
- A.R.S. § 33-1801, Planned Communities Act applicability
- A.R.S. § 32-2199.01, Department of Real Estate hearings
- Arizona House summary, SB 1494 (2025), as signed
- Arizona House summary, SB 1246 (2026), as signed
- A.R.S. § 33-1331, Notice of foreclosure to tenants
- A.R.S. § 33-1321, Security deposits
- A.R.S. § 33-1322, Disclosure to tenants
- A.R.S. § 33-1367, Unlawful ouster or diminution of services
- Ariz. Rev. Stat. § 33-807 (sale of trust property)
- Ariz. Rev. Stat. § 33-808 (notice of trustee's sale)
- Ariz. Rev. Stat. § 33-809 (mailing of notice of sale)
- Ariz. Rev. Stat. § 33-811 (trustee's deed, no redemption)
- Ariz. Rev. Stat. § 33-812 (disposition of proceeds of sale)
- Ariz. Rev. Stat. § 33-813 (reinstatement)
- Ariz. Rev. Stat. § 33-814 (deficiency after trustee's sale)
- Ariz. Rev. Stat. § 33-729 (purchase money mortgage, limit on liability)
- Ariz. Rev. Stat. § 12-1282 (time for redemption after judicial sale)
- Ariz. Rev. Stat. § 12-1173.01 (forcible detainer after trustee's sale)
- Ariz. Rev. Stat. § 44-1378.02 (foreclosure consultants, prohibited acts)
- Ariz. Rev. Stat. § 44-1378.04 (foreclosure consultants, right of cancellation)
- U.S. Treasury: Homeowner Assistance Fund (program ended September 30, 2026)
- CFPB: 12 C.F.R. § 1024.41 Loss mitigation procedures
- State Bar of Arizona: Legal Aid Resources