North Carolina · Lawyers
Foreclosure lawyers in Charlotte
10 lawyers with offices in the Charlotte area who represent homeowners, not lenders, in foreclosure. Each one’s license was checked on the North Carolina State Bar site, and each one’s own website says they handle foreclosure for homeowners.
Listed in alphabetical order, not ranked. No lawyer paid to be listed. Checked October 12, 2026. Covers Mecklenburg County, Union County, Cabarrus County, Gaston County, Iredell County.
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10 Charlotte foreclosure lawyers
Some offices also speak Spanish.
- Free first consultation
Sharon S. Dove
Dove Law Firm
- foreclosure defense
- loan modification help
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- short sale or deed in lieu
- Office
- 96 East Catawba St., Ste. 13, Belmont, NC 28012
- Languages
- Also speaks Spanish
- License
- Active when checked. Check on the North Carolina State Bar (search “Dove”), admitted 2000
- Free first consultation
Terry M. Duncan
Duncan Law, LLP
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- Office
- 4801 E. Independence Blvd, #1009, Charlotte, NC 28212
- License
- Active when checked. Check on the North Carolina State Bar (search “Duncan”), admitted 1996
- Free first consultation
Michael K. Elliott
Elliott Law Firm, P.C.
- foreclosure defense
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- Office
- 14421 S Old Statesville Rd, Huntersville, NC 28078
- License
- Active when checked. Check on the North Carolina State Bar (search “Elliott”), admitted 2003
- Free first consultation
Robert H. Gourley, Jr.
Law Offices of Robert H. Gourley, Jr., P.A.
- foreclosure defense
- loan modification help
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- short sale or deed in lieu
- Office
- 249 East Broad Street, Statesville, NC 28677
- License
- Active when checked. Check on the North Carolina State Bar (search “Gourley”), admitted 1992
- Free first consultation
Frances H. Griffin
Law Offices of Robert H. Gourley, Jr., P.A.
- foreclosure defense
- loan modification help
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- short sale or deed in lieu
- Office
- 249 East Broad Street, Statesville, NC 28677
- License
- Active when checked. Check on the North Carolina State Bar (search “Griffin”), admitted 1992
Jack G. Lezman
Law Office of Jack G. Lezman, PLLC
- foreclosure defense
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- Office
- 8316 Medical Plaza Dr., Suite B, Charlotte, NC 28262
- License
- Active when checked. Check on the North Carolina State Bar (search “Lezman”), admitted 1995
Jeanne Ann Pennebaker
JA Debt Law
- foreclosure defense
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- Office
- 6047 Tyvola Glen Circle, Charlotte, NC 28217
- License
- Active when checked. Check on the North Carolina State Bar (search “Pennebaker”), admitted 2009
- Free first consultation
Geoffrey A. Planer
The Law Office of Geoffrey A. Planer
- foreclosure defense
- loan modification help
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- Office
- 216 South Marietta Street, Gastonia, NC 28052
- License
- Active when checked. Check on the North Carolina State Bar (search “Planer”), admitted 1974
- Free first consultation
Kimberly A. Sheek
Law Office of Kimberly A. Sheek
- foreclosure defense
- loan modification help
- Chapter 13 bankruptcy
- Chapter 7 bankruptcy
- short sale or deed in lieu
- Office
- 11020 David Taylor Dr, Suite 402, Charlotte, NC 28262
- License
- Active when checked. Check on the North Carolina State Bar (search “Sheek”), admitted 2005
Jason David Witt
Witt Law Firm, P.A.
- foreclosure defense
- loan modification help
- short sale or deed in lieu
- Office
- 110 E Jefferson St., Monroe, NC 28112
- License
- Active when checked. Check on the North Carolina State Bar (search “Witt”), admitted 2004
How these lawyers were chosen
- Active license with no public discipline shown on the North Carolina State Bar record when we checked.
- The lawyer’s own website offers foreclosure help to homeowners. Firms that represent lenders, servicers or trustees are left out.
- An office in the Charlotte area. At most two lawyers from one firm.
- Nobody pays to be listed, and we are paid nothing if you hire anyone here.
Questions to ask before you hire
- How many foreclosure cases like mine have you handled in this county?
- What will it cost, and what does that fee cover? Can I have the fee agreement in writing?
- What are my deadlines, and what will you file or send before each one?
- Will you be working on my case yourself, or someone else at the firm?
Lawyers may charge for legal work, including a retainer. Anyone who is not a lawyer and asks for money before getting you a written offer from your lender is a warning sign.
This list is general information, not a referral or an endorsement, and HowToAvoidForclosure.com is not a lawyer referral service. Check a lawyer’s license yourself before you hire. If you are a lawyer listed here and something is wrong, or you want your listing removed, tell us. For free counseling instead of a lawyer, call a HUD-approved housing counselor at (800) 569-4287.
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